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The bond route to finding short term investment Opportunities with over 8% of annualized return...
A few months back, I decided to explore the secondary market for bonds, particularly Non-Convertible Debentures. I purchased some Shriram...

Smitha
Aug 30, 20234 min read


Pesky financial terms - Part I
I recently wrote a blog about achieving decent short-term returns with debentures and bonds. However, as I revisited my own writing...

Smitha
Aug 30, 20233 min read


The RSU saga continues (Part 2/2) - Taxes and More
So I have the shares that vested and I now have shares sitting in your investment account in the US. What do we do now??? Let us assume I...
Smitha
Mar 26, 20232 min read


Managing RSUs from India : Understanding the basics - Part 1/2
When I first saw "Restricted Stock Units" or RSUs in my compensation package, I felt like "I had made it", because it made me feel...
Smitha
Mar 25, 20236 min read


A cheat-sheet for tax on investments
Tax reckoner for investments from India on FDs, NCDs, Equity, mutual funds and more.
Smitha
Mar 21, 20231 min read


SIP vs Lumpsum (timing the market) - Part 2/2
Post the whole SIP vs lumpsum analysis, I wanted to see what the XIRR would be if I could (somehow) time my investment. Of course...
Smitha
Mar 5, 20232 min read


The classic question: SIP vs lumpsum investments (Part 1 of 2)
This is a standard question I always have regardless of how many articles I read. Everytime the market falls and subsequently picks up, I...
Smitha
Feb 28, 20232 min read


Direct vs Regular funds
Most people have SIPs running for equity. To SIP or not to SIP is a whole different analysis, but I do not want to divert my analysis...
Smitha
Feb 27, 20231 min read


Another to-do: Nominee update (and what a nominee is not!)
A few months ago I attended an online session with a lawyer on making a will. I will summarize that call seperately, but It broke one...

Smitha
Feb 24, 20232 min read


Direct vs regular (Part 1/2) - yet another blog on this topic but which was eye opening to me
I've been wanting to do this comparison for awhile - direct vs regular mutual funds. It's been a much discussed topic both online and...

Smitha
Feb 19, 20233 min read


Liquid BEES. (a.k.a how I got stung)
I saw this recommendation that I should park my excess funds in Liquid Bees (NSE: LIQUIDBEES), so that I would have access to immediate...

Smitha
Feb 6, 20232 min read
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