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To bond or not to bond with capital gains, that's the question
This is a blog to articulate options available to people who have Long term capital gains due to sale of residential property
Smitha
Jun 20, 20243 min read


A cheat-sheet for tax on investments
Tax reckoner for investments from India on FDs, NCDs, Equity, mutual funds and more.
Smitha
Mar 21, 20231 min read


The Gold Route
I have been invested to some extent in gold, but not physical gold. To me, physical gold is not an investment but an expense since...
Smitha
Mar 8, 20232 min read


SIP vs Lumpsum (timing the market) - Part 2/2
Post the whole SIP vs lumpsum analysis, I wanted to see what the XIRR would be if I could (somehow) time my investment. Of course...
Smitha
Mar 5, 20232 min read


The classic question: SIP vs lumpsum investments (Part 1 of 2)
This is a standard question I always have regardless of how many articles I read. Everytime the market falls and subsequently picks up, I...
Smitha
Feb 28, 20232 min read


Direct vs Regular funds
Most people have SIPs running for equity. To SIP or not to SIP is a whole different analysis, but I do not want to divert my analysis...
Smitha
Feb 27, 20231 min read


Another to-do: Nominee update (and what a nominee is not!)
A few months ago I attended an online session with a lawyer on making a will. I will summarize that call seperately, but It broke one...

Smitha
Feb 24, 20232 min read


Direct vs regular (Part 1/2) - yet another blog on this topic but which was eye opening to me
I've been wanting to do this comparison for awhile - direct vs regular mutual funds. It's been a much discussed topic both online and...

Smitha
Feb 19, 20233 min read


Where can we park funds for 91 days?
I was looking at parking funds for 3 months, and did some basic research on options. I do not think twice about just keeping it in FDs or...

Smitha
Jan 26, 20233 min read
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